How we check this
The direct competitor in an adjacent vertical describes its figures as “estimates synthesized from public market data using AI research”, with no sample size and no source. This page exists so that nothing on this site can be described that way.
The rule
A number may appear on this site only if it has been read from a primary source, and it must carry three things wherever it is published: the statutory citation it came from, a link to the document that was actually opened, and the date or tax year the value belongs to.
Numbers live in exactly one file, statefacts.py, and every page imports them from
there. No page hardcodes a figure. If a value cannot be sourced, the build emits a visible
{{TODO}} marker and the release gate refuses to pass, which is why
you will not find one on a published page.
What was read, and when
Every figure on this site was read on September 19, 2026. These states' minimum liability statutes were read from the state's own website:
| State | Section | Document | Effective |
|---|---|---|---|
| California | Cal. Veh. Code sec. 16430(a) | source read | operative January 1, 2025 |
| Florida | Fla. Stat. sec. 324.023 | source read | 2024 Florida Statutes, including 2025C |
| Washington | RCW 46.29.090(1) | source read | in force 2026 |
| Arizona | A.R.S. sec. 28-4009(A)(2)(b) | source read | policies issued or renewed on or after July 1, 2020 |
| South Carolina | S.C. Code sec. 56-9-20(11) | source read | in force 2026 |
| Iowa | Iowa Code sec. 321A.1(11) | source read | Iowa Code 2026 |
| Kansas | K.S.A. 40-3107(e) | source read | in force 2026 |
| Maine | Me. Rev. Stat. tit. 29-A sec. 1605(1)(C) | source read | as amended by PL 2023, c. 395 |
| Alaska | Alaska Stat. sec. 28.20.440(b)(2) | source read | Alaska Statutes 2025 |
| Alabama | Ala. Code sec. 32-7-2(10) | source read | in force 2026 |
| Montana | Mont. Code Ann. sec. 61-6-103(1) | source read | Montana Code Annotated 2025 |
| Wyoming | Wyo. Stat. sec. 31-9-405(b)(ii) | source read | Wyoming Statutes, Title 31 |
| South Dakota | S.D. Codified Laws sec. 32-35-2 | source read | in force 2026 |
| Louisiana | La. Rev. Stat. sec. 32:900(B)(2) | source read | Louisiana Revised Statutes |
| Tennessee | Tenn. Code Ann. sec. 55-12-102(12)(D) | source read | 2025 Tennessee Code |
| North Carolina | N.C. Gen. Stat. sec. 20-279.1(11) | source read | 2025 North Carolina General Statutes |
| Mississippi | Miss. Code Ann. sec. 63-15-3(j) | source read | 2025 Mississippi Code |
| Michigan | Mich. Comp. Laws sec. 500.3009(5) | source read | 2025 Michigan Compiled Laws |
| Vermont | Vt. Stat. Ann. tit. 23 sec. 801(a) | source read | Vermont Statutes (Justia) |
| North Dakota | N.D. Cent. Code sec. 39-16.1-11 | source read | 2025 North Dakota Century Code |
| Hawaii | Haw. Rev. Stat. sec. 431:10C-301(b) | source read | 2025 Hawaii Revised Statutes |
| New Mexico | N.M. Stat. Ann. sec. 66-5-208 | source read | NMSA 1978 (Justia 2025) |
Where the state's own site could not be reached
This is the part most methodology pages would leave out, so it gets its own section.
For the states below, the state's own legislative site was unreachable from the machine this site was built on — DNS failure or a dropped connection, not a paywall and not a block on the content. The statutory text was therefore read from a published reproduction of that state's code, and the state's canonical URL is printed next to it on every page that uses the figure so the two can be compared.
| State | Section | What we read | Check it against |
|---|---|---|---|
| Texas | Tex. Transp. Code sec. 601.072(a-1) | reproduction read | state’s own copy |
| Ohio | Ohio Rev. Code sec. 4509.51(B)(1)-(3) | reproduction read | state’s own copy |
| Virginia | Va. Code sec. 46.2-472(B) | reproduction read | state’s own copy |
| Georgia | O.C.G.A. sec. 33-7-11(a)(1)(A) | reproduction read | state’s own copy |
| Indiana | Ind. Code sec. 9-25-4-5 | reproduction read | state’s own copy |
| Illinois | 625 ILCS 5/7-203 | reproduction read | state’s own copy |
| Oregon | ORS 806.070(2) | reproduction read | state’s own copy |
| Wisconsin | Wis. Stat. sec. 344.01(2)(d) | reproduction read | state’s own copy |
| Utah | Utah Code sec. 31A-22-304(2)(a) | reproduction read | state’s own copy |
| Missouri | Mo. Rev. Stat. sec. 303.020(10) | reproduction read | state’s own copy |
| Idaho | Idaho Code sec. 49-117(20) | reproduction read | state’s own copy |
| Nevada | Nev. Rev. Stat. sec. 485.185(1) | reproduction read | state’s own copy |
| Nebraska | Neb. Rev. Stat. sec. 60-534 | reproduction read | state’s own copy |
| New Hampshire | N.H. Rev. Stat. sec. 264:20 | reproduction read | state’s own copy |
| Colorado | Colo. Rev. Stat. sec. 42-7-103(14)(a) | reproduction read | state’s own copy |
Two things follow from this and both are stated on the pages themselves. A section can carry an old figure even in its official text — California's section 16056 still prints the pre-2025 amounts in its first paragraph and the current ones in the next, which is why the California limits were confirmed in section 16430 and again against the California DMV's own page before publication. And a reproduction cannot be relied on for a provision whose version matters, which is why the Washington interlock page states the structure of the section and refuses to state a duration.
What we deliberately do not publish
- Average premiums. We have not measured any. A premium is a function of your record, your state's minimum, your vehicle and the carrier's appetite, and a national average holds none of those constant.
- Interlock device prices, lease rates or calibration fees. Set by certified providers, not by statute. Your state's certified-provider list is current; a number copied from another website is not.
- Form numbers this site has not sourced. Several states use variant form numbers for variant circumstances. Where no primary source for a variant was located, it is absent rather than described.
- A page for any state whose filing period has not been read. The rule is limits and period, or no page. Every state whose limits have been read now also has its period: Virginia and Arizona cleared on 21 September 2026 (Va. Code sec. 46.2-316, A.R.S. sec. 28-4088) and Ohio on 22 September 2026 (Ohio Rev. Code sec. 4509.45(D)). States not yet read are simply absent.
- Reviews, ratings, case results or superlatives. None of them could be substantiated, so none of them appear.
Corrections
If a figure here is wrong, or a statute has moved since September 19, 2026, write to contact@sr22finder.com
with the section number. Corrections are made in statefacts.py, which means every page
carrying that figure changes in the same build — a page cannot be fixed in one place and left
wrong in another.
Who wrote this
sr22finder.com is an independent publisher. It is not an insurance agency, holds no producer or broker license in any state, and has no ownership interest in, or from, any insurer, agency or interlock provider. Where it is paid, it is paid a fixed amount for each enquiry passed to a licensed agency, agreed before the enquiry is sent, which does not vary with your premium or with whether you buy anything. The disclaimer linked in the footer sets out the arrangement in full.