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How we check this

The direct competitor in an adjacent vertical describes its figures as “estimates synthesized from public market data using AI research”, with no sample size and no source. This page exists so that nothing on this site can be described that way.

The rule

A number may appear on this site only if it has been read from a primary source, and it must carry three things wherever it is published: the statutory citation it came from, a link to the document that was actually opened, and the date or tax year the value belongs to.

Numbers live in exactly one file, statefacts.py, and every page imports them from there. No page hardcodes a figure. If a value cannot be sourced, the build emits a visible {{TODO}} marker and the release gate refuses to pass, which is why you will not find one on a published page.

What was read, and when

Every figure on this site was read on September 19, 2026. These states' minimum liability statutes were read from the state's own website:

Read directly from the state
StateSectionDocument Effective
CaliforniaCal. Veh. Code sec. 16430(a)source readoperative January 1, 2025
FloridaFla. Stat. sec. 324.023source read2024 Florida Statutes, including 2025C
WashingtonRCW 46.29.090(1)source readin force 2026
ArizonaA.R.S. sec. 28-4009(A)(2)(b)source readpolicies issued or renewed on or after July 1, 2020
South CarolinaS.C. Code sec. 56-9-20(11)source readin force 2026
IowaIowa Code sec. 321A.1(11)source readIowa Code 2026
KansasK.S.A. 40-3107(e)source readin force 2026
MaineMe. Rev. Stat. tit. 29-A sec. 1605(1)(C)source readas amended by PL 2023, c. 395
AlaskaAlaska Stat. sec. 28.20.440(b)(2)source readAlaska Statutes 2025
AlabamaAla. Code sec. 32-7-2(10)source readin force 2026
MontanaMont. Code Ann. sec. 61-6-103(1)source readMontana Code Annotated 2025
WyomingWyo. Stat. sec. 31-9-405(b)(ii)source readWyoming Statutes, Title 31
South DakotaS.D. Codified Laws sec. 32-35-2source readin force 2026
LouisianaLa. Rev. Stat. sec. 32:900(B)(2)source readLouisiana Revised Statutes
TennesseeTenn. Code Ann. sec. 55-12-102(12)(D)source read2025 Tennessee Code
North CarolinaN.C. Gen. Stat. sec. 20-279.1(11)source read2025 North Carolina General Statutes
MississippiMiss. Code Ann. sec. 63-15-3(j)source read2025 Mississippi Code
MichiganMich. Comp. Laws sec. 500.3009(5)source read2025 Michigan Compiled Laws
VermontVt. Stat. Ann. tit. 23 sec. 801(a)source readVermont Statutes (Justia)
North DakotaN.D. Cent. Code sec. 39-16.1-11source read2025 North Dakota Century Code
HawaiiHaw. Rev. Stat. sec. 431:10C-301(b)source read2025 Hawaii Revised Statutes
New MexicoN.M. Stat. Ann. sec. 66-5-208source readNMSA 1978 (Justia 2025)

Where the state's own site could not be reached

This is the part most methodology pages would leave out, so it gets its own section.

For the states below, the state's own legislative site was unreachable from the machine this site was built on — DNS failure or a dropped connection, not a paywall and not a block on the content. The statutory text was therefore read from a published reproduction of that state's code, and the state's canonical URL is printed next to it on every page that uses the figure so the two can be compared.

Read from a reproduction, with the state’s own URL published alongside
StateSectionWhat we read Check it against
TexasTex. Transp. Code sec. 601.072(a-1)reproduction readstate’s own copy
OhioOhio Rev. Code sec. 4509.51(B)(1)-(3)reproduction readstate’s own copy
VirginiaVa. Code sec. 46.2-472(B)reproduction readstate’s own copy
GeorgiaO.C.G.A. sec. 33-7-11(a)(1)(A)reproduction readstate’s own copy
IndianaInd. Code sec. 9-25-4-5reproduction readstate’s own copy
Illinois625 ILCS 5/7-203reproduction readstate’s own copy
OregonORS 806.070(2)reproduction readstate’s own copy
WisconsinWis. Stat. sec. 344.01(2)(d)reproduction readstate’s own copy
UtahUtah Code sec. 31A-22-304(2)(a)reproduction readstate’s own copy
MissouriMo. Rev. Stat. sec. 303.020(10)reproduction readstate’s own copy
IdahoIdaho Code sec. 49-117(20)reproduction readstate’s own copy
NevadaNev. Rev. Stat. sec. 485.185(1)reproduction readstate’s own copy
NebraskaNeb. Rev. Stat. sec. 60-534reproduction readstate’s own copy
New HampshireN.H. Rev. Stat. sec. 264:20reproduction readstate’s own copy
ColoradoColo. Rev. Stat. sec. 42-7-103(14)(a)reproduction readstate’s own copy

Two things follow from this and both are stated on the pages themselves. A section can carry an old figure even in its official text — California's section 16056 still prints the pre-2025 amounts in its first paragraph and the current ones in the next, which is why the California limits were confirmed in section 16430 and again against the California DMV's own page before publication. And a reproduction cannot be relied on for a provision whose version matters, which is why the Washington interlock page states the structure of the section and refuses to state a duration.

What we deliberately do not publish

  • Average premiums. We have not measured any. A premium is a function of your record, your state's minimum, your vehicle and the carrier's appetite, and a national average holds none of those constant.
  • Interlock device prices, lease rates or calibration fees. Set by certified providers, not by statute. Your state's certified-provider list is current; a number copied from another website is not.
  • Form numbers this site has not sourced. Several states use variant form numbers for variant circumstances. Where no primary source for a variant was located, it is absent rather than described.
  • A page for any state whose filing period has not been read. The rule is limits and period, or no page. Every state whose limits have been read now also has its period: Virginia and Arizona cleared on 21 September 2026 (Va. Code sec. 46.2-316, A.R.S. sec. 28-4088) and Ohio on 22 September 2026 (Ohio Rev. Code sec. 4509.45(D)). States not yet read are simply absent.
  • Reviews, ratings, case results or superlatives. None of them could be substantiated, so none of them appear.

Corrections

If a figure here is wrong, or a statute has moved since September 19, 2026, write to contact@sr22finder.com with the section number. Corrections are made in statefacts.py, which means every page carrying that figure changes in the same build — a page cannot be fixed in one place and left wrong in another.

Who wrote this

sr22finder.com is an independent publisher. It is not an insurance agency, holds no producer or broker license in any state, and has no ownership interest in, or from, any insurer, agency or interlock provider. Where it is paid, it is paid a fixed amount for each enquiry passed to a licensed agency, agreed before the enquiry is sent, which does not vary with your premium or with whether you buy anything. The disclaimer linked in the footer sets out the arrangement in full.