sr22finderSR-22 insurance by state
An SR-22 is a certificate your insurer files with a state agency. What it certifies is set by that state, and the spread is wider than almost anyone expects: Florida requires 6.7 times what Louisiana does for one injured person, and two states do not use the SR-22 for a DUI at all.
The same diagram as a table
| State | Form | Shorthand | Amounts | Authority |
|---|---|---|---|---|
| Florida | FR-44 | 100/300/50 | $100,000 per person / $300,000 per accident / $50,000 property damage | Fla. Stat. sec. 324.023 |
| Virginia | FR-44 | 50/100/25 | $50,000 per person / $100,000 per accident / $25,000 property damage | Va. Code sec. 46.2-472(B) |
| Maine | SR-22 | 50/100/25 | $50,000 per person / $100,000 per accident / $25,000 property damage | Me. Rev. Stat. tit. 29-A sec. 1605(1)(C) |
| Alaska | SR-22 | 50/100/25 | $50,000 per person / $100,000 per accident / $25,000 property damage | Alaska Stat. sec. 28.20.440(b)(2) |
| North Carolina | SR-22 | 50/100/50 | $50,000 per person / $100,000 per accident / $50,000 property damage | N.C. Gen. Stat. sec. 20-279.1(11) |
| Michigan | SR-22 | 50/100/10 | $50,000 per person / $100,000 per accident / $10,000 property damage | Mich. Comp. Laws sec. 500.3009(5) |
| California | SR-22 | 30/60/15 | $30,000 per person / $60,000 per accident / $15,000 property damage | Cal. Veh. Code sec. 16430(a) |
| Texas | SR-22 | 30/60/25 | $30,000 per person / $60,000 per accident / $25,000 property damage | Tex. Transp. Code sec. 601.072(a-1) |
| Utah | SR-22 | 30/65/25 | $30,000 per person / $65,000 per accident / $25,000 property damage | Utah Code sec. 31A-22-304(2)(a) |
| Ohio | SR-22 | 25/50/25 | $25,000 per person / $50,000 per accident / $25,000 property damage | Ohio Rev. Code sec. 4509.51(B)(1)-(3) |
| Arizona | SR-22 | 25/50/15 | $25,000 per person / $50,000 per accident / $15,000 property damage | A.R.S. sec. 28-4009(A)(2)(b) |
| Washington | SR-22 | 25/50/10 | $25,000 per person / $50,000 per accident / $10,000 property damage | RCW 46.29.090(1) |
| Georgia | SR-22 | 25/50/25 | $25,000 per person / $50,000 per accident / $25,000 property damage | O.C.G.A. sec. 33-7-11(a)(1)(A) |
| South Carolina | SR-22 | 25/50/25 | $25,000 per person / $50,000 per accident / $25,000 property damage | S.C. Code sec. 56-9-20(11) |
| Indiana | SR-22 | 25/50/25 | $25,000 per person / $50,000 per accident / $25,000 property damage | Ind. Code sec. 9-25-4-5 |
| Illinois | SR-22 | 25/50/20 | $25,000 per person / $50,000 per accident / $20,000 property damage | 625 ILCS 5/7-203 |
| Oregon | SR-22 | 25/50/20 | $25,000 per person / $50,000 per accident / $20,000 property damage | ORS 806.070(2) |
| Wisconsin | SR-22 | 25/50/10 | $25,000 per person / $50,000 per accident / $10,000 property damage | Wis. Stat. sec. 344.01(2)(d) |
| Missouri | SR-22 | 25/50/25 | $25,000 per person / $50,000 per accident / $25,000 property damage | Mo. Rev. Stat. sec. 303.020(10) |
| Kansas | SR-22 | 25/50/25 | $25,000 per person / $50,000 per accident / $25,000 property damage | K.S.A. 40-3107(e) |
| Idaho | SR-22 | 25/50/15 | $25,000 per person / $50,000 per accident / $15,000 property damage | Idaho Code sec. 49-117(20) |
| Alabama | SR-22 | 25/50/25 | $25,000 per person / $50,000 per accident / $25,000 property damage | Ala. Code sec. 32-7-2(10) |
| Nevada | SR-22 | 25/50/20 | $25,000 per person / $50,000 per accident / $20,000 property damage | Nev. Rev. Stat. sec. 485.185(1) |
| Nebraska | SR-22 | 25/50/25 | $25,000 per person / $50,000 per accident / $25,000 property damage | Neb. Rev. Stat. sec. 60-534 |
| New Hampshire | SR-22 | 25/50/25 | $25,000 per person / $50,000 per accident / $25,000 property damage | N.H. Rev. Stat. sec. 264:20 |
| Montana | SR-22 | 25/50/20 | $25,000 per person / $50,000 per accident / $20,000 property damage | Mont. Code Ann. sec. 61-6-103(1) |
| Wyoming | SR-22 | 25/50/20 | $25,000 per person / $50,000 per accident / $20,000 property damage | Wyo. Stat. sec. 31-9-405(b)(ii) |
| South Dakota | SR-22 | 25/50/25 | $25,000 per person / $50,000 per accident / $25,000 property damage | S.D. Codified Laws sec. 32-35-2 |
| Colorado | SR-22 | 25/50/15 | $25,000 per person / $50,000 per accident / $15,000 property damage | Colo. Rev. Stat. sec. 42-7-103(14)(a) |
| Tennessee | SR-22 | 25/50/25 | $25,000 per person / $50,000 per accident / $25,000 property damage | Tenn. Code Ann. sec. 55-12-102(12)(D) |
| Mississippi | SR-22 | 25/50/25 | $25,000 per person / $50,000 per accident / $25,000 property damage | Miss. Code Ann. sec. 63-15-3(j) |
| Vermont | SR-22 | 25/50/10 | $25,000 per person / $50,000 per accident / $10,000 property damage | Vt. Stat. Ann. tit. 23 sec. 801(a) |
| North Dakota | SR-22 | 25/50/25 | $25,000 per person / $50,000 per accident / $25,000 property damage | N.D. Cent. Code sec. 39-16.1-11 |
| New Mexico | SR-22 | 25/50/10 | $25,000 per person / $50,000 per accident / $10,000 property damage | N.M. Stat. Ann. sec. 66-5-208 |
| Iowa | SR-22 | 20/40/15 | $20,000 per person / $40,000 per accident / $15,000 property damage | Iowa Code sec. 321A.1(11) |
| Hawaii | SR-22 | 20/40/10 | $20,000 per person / $40,000 per accident / $10,000 property damage | Haw. Rev. Stat. sec. 431:10C-301(b) |
| Louisiana | SR-22 | 15/30/25 | $15,000 per person / $30,000 per accident / $25,000 property damage | La. Rev. Stat. sec. 32:900(B)(2) |
Every state this site has read, with its authority
A figure is in this table only if it was read out of that state's own statute on September 19, 2026. There is no fifty-row version of this table, because there is not yet fifty states' worth of reading behind it. Linked rows have a full page.
| State | Form | Short | Per person | Per crash | Property | Authority |
|---|---|---|---|---|---|---|
| Florida | FR-44 | 100/300/50 | $100,000 | $300,000 | $50,000 | Fla. Stat. sec. 324.023 |
| Virginia | FR-44 | 50/100/25 | $50,000 | $100,000 | $25,000 | Va. Code sec. 46.2-472(B) |
| Maine | SR-22 | 50/100/25 | $50,000 | $100,000 | $25,000 | Me. Rev. Stat. tit. 29-A sec. 1605(1)(C) |
| Alaska | SR-22 | 50/100/25 | $50,000 | $100,000 | $25,000 | Alaska Stat. sec. 28.20.440(b)(2) |
| North Carolina | SR-22 | 50/100/50 | $50,000 | $100,000 | $50,000 | N.C. Gen. Stat. sec. 20-279.1(11) |
| Michigan | SR-22 | 50/100/10 | $50,000 | $100,000 | $10,000 | Mich. Comp. Laws sec. 500.3009(5) |
| California | SR-22 | 30/60/15 | $30,000 | $60,000 | $15,000 | Cal. Veh. Code sec. 16430(a) |
| Texas | SR-22 | 30/60/25 | $30,000 | $60,000 | $25,000 | Tex. Transp. Code sec. 601.072(a-1) |
| Utah | SR-22 | 30/65/25 | $30,000 | $65,000 | $25,000 | Utah Code sec. 31A-22-304(2)(a) |
| Ohio | SR-22 | 25/50/25 | $25,000 | $50,000 | $25,000 | Ohio Rev. Code sec. 4509.51(B)(1)-(3) |
| Arizona | SR-22 | 25/50/15 | $25,000 | $50,000 | $15,000 | A.R.S. sec. 28-4009(A)(2)(b) |
| Washington | SR-22 | 25/50/10 | $25,000 | $50,000 | $10,000 | RCW 46.29.090(1) |
| Georgia | SR-22 | 25/50/25 | $25,000 | $50,000 | $25,000 | O.C.G.A. sec. 33-7-11(a)(1)(A) |
| South Carolina | SR-22 | 25/50/25 | $25,000 | $50,000 | $25,000 | S.C. Code sec. 56-9-20(11) |
| Indiana | SR-22 | 25/50/25 | $25,000 | $50,000 | $25,000 | Ind. Code sec. 9-25-4-5 |
| Illinois | SR-22 | 25/50/20 | $25,000 | $50,000 | $20,000 | 625 ILCS 5/7-203 |
| Oregon | SR-22 | 25/50/20 | $25,000 | $50,000 | $20,000 | ORS 806.070(2) |
| Wisconsin | SR-22 | 25/50/10 | $25,000 | $50,000 | $10,000 | Wis. Stat. sec. 344.01(2)(d) |
| Missouri | SR-22 | 25/50/25 | $25,000 | $50,000 | $25,000 | Mo. Rev. Stat. sec. 303.020(10) |
| Kansas | SR-22 | 25/50/25 | $25,000 | $50,000 | $25,000 | K.S.A. 40-3107(e) |
| Idaho | SR-22 | 25/50/15 | $25,000 | $50,000 | $15,000 | Idaho Code sec. 49-117(20) |
| Alabama | SR-22 | 25/50/25 | $25,000 | $50,000 | $25,000 | Ala. Code sec. 32-7-2(10) |
| Nevada | SR-22 | 25/50/20 | $25,000 | $50,000 | $20,000 | Nev. Rev. Stat. sec. 485.185(1) |
| Nebraska | SR-22 | 25/50/25 | $25,000 | $50,000 | $25,000 | Neb. Rev. Stat. sec. 60-534 |
| New Hampshire | SR-22 | 25/50/25 | $25,000 | $50,000 | $25,000 | N.H. Rev. Stat. sec. 264:20 |
| Montana | SR-22 | 25/50/20 | $25,000 | $50,000 | $20,000 | Mont. Code Ann. sec. 61-6-103(1) |
| Wyoming | SR-22 | 25/50/20 | $25,000 | $50,000 | $20,000 | Wyo. Stat. sec. 31-9-405(b)(ii) |
| South Dakota | SR-22 | 25/50/25 | $25,000 | $50,000 | $25,000 | S.D. Codified Laws sec. 32-35-2 |
| Colorado | SR-22 | 25/50/15 | $25,000 | $50,000 | $15,000 | Colo. Rev. Stat. sec. 42-7-103(14)(a) |
| Tennessee | SR-22 | 25/50/25 | $25,000 | $50,000 | $25,000 | Tenn. Code Ann. sec. 55-12-102(12)(D) |
| Mississippi | SR-22 | 25/50/25 | $25,000 | $50,000 | $25,000 | Miss. Code Ann. sec. 63-15-3(j) |
| Vermont | SR-22 | 25/50/10 | $25,000 | $50,000 | $10,000 | Vt. Stat. Ann. tit. 23 sec. 801(a) |
| North Dakota | SR-22 | 25/50/25 | $25,000 | $50,000 | $25,000 | N.D. Cent. Code sec. 39-16.1-11 |
| New Mexico | SR-22 | 25/50/10 | $25,000 | $50,000 | $10,000 | N.M. Stat. Ann. sec. 66-5-208 |
| Iowa | SR-22 | 20/40/15 | $20,000 | $40,000 | $15,000 | Iowa Code sec. 321A.1(11) |
| Hawaii | SR-22 | 20/40/10 | $20,000 | $40,000 | $10,000 | Haw. Rev. Stat. sec. 431:10C-301(b) |
| Louisiana | SR-22 | 15/30/25 | $15,000 | $30,000 | $25,000 | La. Rev. Stat. sec. 32:900(B)(2) |
States with a full page
These six have had both their minimum limits and their filing period read from a primary source, which is the bar for publishing a page rather than a table row.
- California SR-22
- Texas SR-22
- Florida FR-44
- Washington SR-22
- Virginia FR-44
- Arizona SR-22
- Georgia SR-22
- Ohio SR-22
- South Carolina SR-22
- Indiana SR-22
- Illinois SR-22
- Oregon SR-22
- Iowa SR-22
- Wisconsin SR-22
- Utah SR-22
- Missouri SR-22
- Kansas SR-22
- Idaho SR-22
- Maine SR-22
- Alaska SR-22
- Alabama SR-22
- Nevada SR-22
- Nebraska SR-22
- New Hampshire SR-22
- Montana SR-22
- Wyoming SR-22
- South Dakota SR-22
- Colorado SR-22
- Louisiana SR-22
- Tennessee SR-22
- North Carolina SR-22
- Mississippi SR-22
- Michigan SR-22
- Vermont SR-22
- North Dakota SR-22
- Hawaii SR-22
- New Mexico SR-22
Start with your ZIP
We will carry it up to the form. Nothing is sent until you press the button.
What the SR-22 is, in one paragraph
It is a promise with a tripwire. Your insurer tells the state that a named driver carries at least the statutory minimum, and undertakes to tell the state the moment that stops being true. That second half is the whole mechanism: the certificate exists so that a lapse produces a notification rather than a silence. It is also why the filing cannot be bought separately from a policy, and why a carrier that will not file is simply not in your market.
If the notice you were sent called it something else — a certificate of financial responsibility, proof of financial responsibility in the future, or a form number this site does not list — every name for the filing maps the term you were given onto the statute that sets your amounts.
Why this site has nothing to gain from your answer. We are paid a fixed amount for each enquiry, agreed before it is sent. It does not move with your premium, with whether you buy, or with which agency you pick. So there is no version of this page where steering you is worth anything to us.
How to read the notice you were sent
Everything on this site is background. The operative document is the one a court or a licensing agency sent you, and it answers three questions that no general page can.
Which form. Most notices name it: SR-22, SR-22A, FR-44 or a state-specific variant. The letter matters because it sets the amounts. A Florida notice naming an FR-44 is asking for triple what an SR-22 would certify, and a quote collected against the wrong one is not a quote for your problem.
From when. Look for the date the requirement attached, which is frequently not the date printed at the top of the letter and frequently not the date of the offense either. In California the filing period is measured from the date proof was required; in Texas from the date of the collision; in Florida from the date of reinstatement. Getting this wrong by a few months is the single most common way people finish late.
Until when, and on what condition. Some notices state an end date. Others state a length. A few state neither and leave you to request the release when you believe the period is up, which is how a filing ends up running two years longer than it had to.
Two ways this market fails people
Both are visible from outside, and neither is about price.
The stale figure. Minimum liability amounts move on fixed dates and the superseded versions frequently stay published — sometimes in the same section of the same code as the current ones, marked as applying to policies written in an earlier window rather than marked as dead. A policy bought at a superseded minimum does not satisfy a current filing, and the state finds out when the certificate is filed rather than when you buy.
The funnel that does not connect. The one site holding a page for every state sends visitors to a quote URL carrying a ZIP parameter, and has no code that reads it. The visitor arrives at a form asking about travel insurance. Fifty pages of state content, and the thing they were built to do does not happen. It is worth checking that any site you hand your phone number to does something with it beyond rendering a page.
What is on this site, and what is deliberately missing
37 states' minimum liability statutes have been read directly and are in the table above, and 37 have a page — the bar for a page is that the filing period has been read as well, because a state page that cannot say how long the filing lasts is not worth the click. Today every state in the table clears it.
Missing on purpose: average premiums, because none were measured; interlock terms for states whose interlock provision has not been read; reinstatement fees for states whose fee section has not been read; and any ranking, rating or recommendation of an agency or carrier, because we are paid the same either way and have no basis for one.
That list is shorter than it was. On 21 September 2026 Virginia's period and its FR-44 amounts came off it: sec. 46.2-316 sets three years and sets the FR-44 limits by reference, at “not less than double” the ordinary minimum. Both are now published, on the FR-44 page. On 22 September Ohio's period came off it too, and Georgia and South Carolina were read in full — Georgia with the shortest filing period on the site.
That list will get shorter as more statutes are read. It will not get shorter by estimating.
The reason to say so on the page rather than quietly is that a missing state and a wrong state look identical from the outside. A table with fifty rows and no citations cannot be checked, cannot be corrected, and gives a reader no way of telling which of its rows somebody actually verified. 37 rows with a section number against each can be checked in a few minutes, which is the only form of trust that survives contact with a statute that changed last January.
Common questions
Which states use an FR-44 instead of an SR-22?
Florida and Virginia. In Florida the FR-44 attaches to a DUI disposition and certifies $100,000/$300,000/$50,000, against a much lower ordinary minimum. See the SR-22 vs FR-44 guide for the comparison.
Is the SR-22 the same document in every state?
The name is. The amounts it certifies, the agency it is filed with and how long it has to stay on file are all set state by state, which is why there is a page here per state rather than one page with a dropdown.
Why does this site not cover all fifty states?
Because it publishes figures it has read from a primary source and nothing else. 37 states' minimum limits have been read and are in the table on this page, and every one of them has also had its filing period read and has a page. The rest will follow as their statutes are read, not before.
Who files the certificate?
Your insurer, with the state. You cannot file it yourself, which is why a suspension sends people shopping: the binding constraint is finding a carrier that will file.
Does the filing add cover?
No. It certifies that cover at least equal to that state's minimum exists, and commits the insurer to notify the state if it stops existing.