sr22finderSR-22 insurance in Alaska
After a DUI, Alaska's filing is not a fixed term. It is 5 years for a first conviction, then ten, then twenty — and after a fourth, for as long as you hold a license.
The same diagram as a table
| Cover | Amount | Authority |
|---|---|---|
| Bodily injury, one person | $50,000 | Alaska Stat. sec. 28.20.440(b)(2) |
| Bodily injury, one crash | $100,000 | Alaska Stat. sec. 28.20.440(b)(2) |
| Property damage | $25,000 | Alaska Stat. sec. 28.20.440(b)(2) |
Shorthand: 50/100/25. Read on September 19, 2026 from https://www.akleg.gov/basis/statutes.asp?media=print&secStart=28.20.010&secEnd=28.20.640.
| Certificate | SR-22 |
|---|---|
| Minimum liability certified | $50,000 per person / $100,000 per accident / $25,000 property damage |
| Shorthand | 50/100/25 |
| Filed with | the department, by the insurer |
| How long | 5 years — Alaska Stat. sec. 28.20.230(c) |
| Authority for the amounts | Alaska Stat. sec. 28.20.440(b)(2) |
| Figures read | September 19, 2026 |
What the certificate has to cover
Alaska's Motor Vehicle Safety Responsibility Act is chapter 28.20 of the Alaska Statutes. The owner's policy it describes must carry $50,000 per person / $100,000 per accident / $25,000 property damage — 50/100/25. The authority is Alaska Stat. sec. 28.20.440(b)(2).
That is $50,000 for injury to or death of one person, $100,000 for everyone injured in one accident, and $25,000 for property of others.
Uninsured and underinsured cover at the same amounts
The same subsection requires the policy to contain coverage “in not less than the amounts set out” for liability, for people insured under it who are entitled to recover from owners or operators of uninsured or underinsured vehicles. So an Alaska policy carrying a filing includes uninsured and underinsured motorist cover at the liability amounts — a second set of limits in the same price.
Get quotes at 50/100/25
Agencies that file SR-22 certificates in Alaska. Enter your ZIP and we will carry it up to the form.
The DUI ladder
Subsection 28.20.230(c) begins “Notwithstanding any other provisions of this chapter”, and what follows replaces the ordinary release rule for two groups: people convicted of driving under the influence under AS 28.35.030, and people convicted of refusing a breath test under AS 28.35.032. They must maintain proof of financial responsibility for the future for:
- five years if not previously convicted;
- 10 years if previously convicted once;
- 20 years if previously convicted twice;
- for as long as the person is licensed to drive if previously convicted three or more times.
Refusal counts the same as DUI
The ladder names the refusal offense alongside DUI. A driver who refused the breath test and was convicted of that refusal is on the same five-year first step as a driver convicted of DUI.
What “previously convicted” means
The subsection borrows its definition of “previously convicted” from AS 28.35.030. That section has not been read for this site, so this page does not say how far back a prior conviction is counted. It is the definition that decides which rung you are on.
The same diagram as a table
| Item | Value |
|---|---|
| Filing period | 5 years — Alaska Stat. sec. 28.20.230(c) |
| Clock starts | The date proof of financial responsibility was required |
| Filed with | the department, by the insurer |
| Effect of a lapse | The insurer notifies the state and the suspension resumes |
Everyone else: three years, clean
Outside the DUI ladder, the release section is the familiar rolling look-back. The department consents to cancellation “at any time after three years from the date proof is required when, during the three year period preceding the request, the department has not received record of a conviction or a forfeiture of bail” that would permit suspension.
Release is also available on death or permanent incapacity, or on surrender of the license. Surrender is not an exit: reapplying within three years of the date proof was originally required means re-establishing proof for the remainder.
After an accident
A separate section covers accidents with injury, death, or damage to any one person's property over $501. The driver's license is suspended unless the driver or owner furnishes the required security, or is excepted, and maintains proof of financial responsibility for three years following the accident. A judgment establishing freedom from fault takes the driver out of it.
Suspensions wait for proof
Whenever a license is suspended, revoked, limited or canceled for any reason, the period “continues until proof of financial responsibility for the future is provided.” The end of a suspension on the calendar is not the end of the suspension in law until the proof is on file.
Switching insurers
A certified policy cannot be canceled until at least 10 days after a notice is filed with the department. A new policy that is certified in its place ends the earlier certification on its own effective date, so a switch done in that order leaves no gap.
Filing without owning a vehicle
Alaska's chapter has a section headed “Proof by persons who do not own a vehicle”. A non-owner may give proof by a certificate of insurance, a bond, or a certificate of self-insurance, and the certificate section says the vehicles covered need not be listed if the policy is issued to a person who is not the owner of a motor vehicle. The non-owner guide compares this with other states.
What this page does not cover
Alaska's DUI penalties, license revocation periods and ignition interlock requirements are set elsewhere in Title 28, in provisions this site has not read, so none of them is described here. The ladder above is the insurance consequence only.
A note on sources
Every Alaska section on this page was read on the Legislature's own statute site, and the links go there directly.
Getting a comparable quote in Alaska
Know which rung you are on
Five, ten, twenty years or indefinitely is not a pricing detail. It decides how many renewals the filing has to survive. The prior-conviction count is the input that matters.
Check both sets of limits
50/100/25 for liability, and uninsured and underinsured motorist cover at the same amounts.
Switch in the right order
New certificate first, then let the old policy go. The ten-day notice rule protects the filing only if the replacement is certified.
Alaska's ladder is compared with every other state's clock in the filing-period guide.
Common questions about the Alaska SR-22
How long do I need an SR-22 in Alaska after a DUI?
Five years with no prior conviction, 10 years with one, 20 years with two, and for as long as you are licensed with three or more, under Alaska Stat. sec. 28.20.230(c).
What are the Alaska SR-22 minimum limits?
50/100/25 — $50,000 per person / $100,000 per accident / $25,000 property damage, under Alaska Stat. sec. 28.20.440(b)(2), with uninsured and underinsured motorist coverage in not less than the same amounts.
Does refusing a breath test in Alaska require an SR-22?
A conviction for refusal under AS 28.35.032 is on the same ladder as DUI: five years for a first conviction.
How long is an Alaska SR-22 after an accident?
Three years following the accident, under Alaska Statutes section 28.20.260, unless a judgment establishes freedom from fault.
Can I get an Alaska SR-22 without owning a car?
Yes. Section 28.20.390 lets a person who is not the owner of a vehicle give proof by a certificate of insurance, and the certificate need not list a vehicle.
The same thing in another state
Sources cited on this page
Every figure above was read from the source it is attributed to on September 19, 2026. How we check this.